Verification of Income, Age and Education as Determinants for Alternative Investments among Polish Households

Abstract

The article concerns alternative investments implemented by households in Poland. On the basis of the study, two hypotheses concerning income and age and education as determinants influencing decision about alternative investments were verified. The following non-parametric tests were used: the Pearson chi-square test of independence, the H Kruskal-Wallis test and the Mann-Whitney U test. The hypothesis was confirmed that: "High income is a key factor in taking advantage of alternative investments." The hypothesis stating that “Age and education of the high-income decision maker influences the propensity to take risks.” has not been confirmed. Directions of further research have been proposed to broaden the knowledge of households investing alternatively.